Kansas City, MO
Middle Market Senior Underwriter
Primary Details
Time Type: Full time
Worker Type: Employee
At QBE, our purpose is to give people the confidence to achieve their ambitions inside and outside of work. From development opportunities, to flexible work options and highly competitive reward and benefits packages, we understand the importance of living our values when it comes to our people. Everything we do at QBE is underpinned by our company's cultural elements - because we know it's not just what we do that matters, it's how we do it that makes the difference.
This opportunity is accountable for effective underwriting in the middle market space with working knowledge of Workers Compensation, Commercial Automobile, General Liability, Property and Umbrella. Work as a team to assist with business development and growth through building relationships within assigned customers and brokers. Apply sound decision-making to underwrite business that contributes to a profitable portfolio. Responsibilities include new business production, renewal retention and the overall profitability of assigned book of business within a region. This role contributes to driving regional results with a strong focus on agency relationships.
Primary Responsibilities
• Review, evaluate and price moderately complex business by applying sound underwriting judgment and adhering to company policy and state regulations within established authority
• Ensure review and analysis and execution of the portfolio to progress toward business objectives in regard to retention, rate and profit
• Develop a pipeline of qualified account opportunities within appetite and utilize sales acumen, relationship and creative problem solving to create winning solutions and close deals
• Build and maintain relationships with current and potential brokers and customers by providing personalized and quality customer service
• Research and obtain market intelligence in order to enhance organizational profit goals
• Adherence to the underwriting framework by following internal guidelines, regulatory and legal requirements and reinsurance requirements while demonstrating adoption of good practices to ensure compliance and minimize risk
• Contribute to assigned special projects by assisting with retail underwriting audits, participating in department product and process improvement initiatives
• Contribute positively to the QBE DNA and culture, working in a fast-paced, team-oriented, collaborative and diverse environment, where everyone's contributions are valued and we seek to have fun and do good.
Required Education
Bachelor's Degree or equivalent combination of education and work experience
Required Experience
5-7 years relevant experience
Preferred Competencies/Skills
• Use multiple resources to gather and analyze information and use logic to underwrite complex risks
• Use wise, astute and insightful judgment and individual credibility to make autonomous, sound underwriting decisions
• Prioritize interests of the company and community during decision-making
• Effectively and efficiently present logic, reasoning, and analysis to managers
• Negotiate skillfully in tough situations with both internal and external groups to settle differences with minimum noise
• Win concessions without damaging relationships
• Recommend improvement opportunities and translate them into tangible business deliverables
• Efficiently and appropriately prioritize and delegate tasks to ensure timely goal achievement
• Ability to analyze data and use for decision making
• Clearly and confidently convey information to a wide audience
• Show drive and initiative
• High attention to detail
• Act fairly, ethically and with integrity when decision-making
• Maintain confidentiality of private or sensitive information
• Multi-task and handle competing priorities; adapt and be flexible in a complex changing environment
• Keep an open mind, consider unique approaches and be open to change and considerable variety in the workplace
• Professional, polished, poised and positive demeanor
• Share knowledge and mentor others
Preferred Education Specifics
Degree in Business, insurance, or related field
Preferred Experience
• P&C industry experience
Preferred Licenses/Certifications
Chartered Property Casualty Underwriter (CPCU); Certificate of General Insurance (INS); Associate in Insurance Production (AIP)
Preferred Knowledge
• Broad working knowledge of retail underwriting products and insurance concepts
• Broad working knowledge of Microsoft Office Suite
• Broad working knowledge of underwriting processes and procedures
• Broad working knowledge of laws and regulations related to area of responsibility
• Broad knowledge of risk profiling, pricing tools and loss models
• Retail underwriting business acumen
QBE Cultural DNA
Everything we do at QBE is underpinned by our DNA (which interlinks seven cultural elements) - because we know it's not just what we do that matters, it's how we do it that makes the difference. We expect all employees to role model and inspire the right behaviours that link to our cultural elements:
• We are customer-centred
• We are technical experts
• We are diverse
• We are fast-paced
• We are courageous
• We are accountable
• We are a teamAll employees are expected to adhere to QBE's Code of Ethics and Conduct and apply sound risk management practices
US Only - Travel Frequency
Occasional (approximately 5-10 trips annually)
US Only - Physical Demands
General office jobs: Work is generally performed in an office environment in which there is not substantial exposure to adverse environmental conditions. Must have the ability to remain in a stationary position for extended periods of time. Must be able to operate basic office equipment including telephone, headset and computer. Incumbent must be able to lift basic office equipment up to 20 lbs.
US Only - Disclaimer
To successfully perform this job, the individual must be able to perform each essential job responsibility satisfactorily. Reasonable accommodations may be made to enable an individual with disabilities to perform the essential job responsibilities.
Job Type
Individual Contributor
Global Disclaimer
The duties listed in this job description do not limit the assignment of work. They are not to be construed as a complete list of the duties normally to be performed in the position or those occasionally assigned outside an employee's normal duties. Our Group Code of Ethics and Conduct addresses the responsibilities we all have at QBE to our company, to each other and to our customers, suppliers, communities and governments. It provides clear guidance to help us to make good judgement calls.
How to Apply:
To submit your application, click "Apply" and follow the step by step process.
Equal Employment Opportunity:
QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.
Time Type: Full time
Worker Type: Employee
At QBE, our purpose is to give people the confidence to achieve their ambitions inside and outside of work. From development opportunities, to flexible work options and highly competitive reward and benefits packages, we understand the importance of living our values when it comes to our people. Everything we do at QBE is underpinned by our company's cultural elements - because we know it's not just what we do that matters, it's how we do it that makes the difference.
This opportunity is accountable for effective underwriting in the middle market space with working knowledge of Workers Compensation, Commercial Automobile, General Liability, Property and Umbrella. Work as a team to assist with business development and growth through building relationships within assigned customers and brokers. Apply sound decision-making to underwrite business that contributes to a profitable portfolio. Responsibilities include new business production, renewal retention and the overall profitability of assigned book of business within a region. This role contributes to driving regional results with a strong focus on agency relationships.
Primary Responsibilities
• Review, evaluate and price moderately complex business by applying sound underwriting judgment and adhering to company policy and state regulations within established authority
• Ensure review and analysis and execution of the portfolio to progress toward business objectives in regard to retention, rate and profit
• Develop a pipeline of qualified account opportunities within appetite and utilize sales acumen, relationship and creative problem solving to create winning solutions and close deals
• Build and maintain relationships with current and potential brokers and customers by providing personalized and quality customer service
• Research and obtain market intelligence in order to enhance organizational profit goals
• Adherence to the underwriting framework by following internal guidelines, regulatory and legal requirements and reinsurance requirements while demonstrating adoption of good practices to ensure compliance and minimize risk
• Contribute to assigned special projects by assisting with retail underwriting audits, participating in department product and process improvement initiatives
• Contribute positively to the QBE DNA and culture, working in a fast-paced, team-oriented, collaborative and diverse environment, where everyone's contributions are valued and we seek to have fun and do good.
Required Education
Bachelor's Degree or equivalent combination of education and work experience
Required Experience
5-7 years relevant experience
Preferred Competencies/Skills
• Use multiple resources to gather and analyze information and use logic to underwrite complex risks
• Use wise, astute and insightful judgment and individual credibility to make autonomous, sound underwriting decisions
• Prioritize interests of the company and community during decision-making
• Effectively and efficiently present logic, reasoning, and analysis to managers
• Negotiate skillfully in tough situations with both internal and external groups to settle differences with minimum noise
• Win concessions without damaging relationships
• Recommend improvement opportunities and translate them into tangible business deliverables
• Efficiently and appropriately prioritize and delegate tasks to ensure timely goal achievement
• Ability to analyze data and use for decision making
• Clearly and confidently convey information to a wide audience
• Show drive and initiative
• High attention to detail
• Act fairly, ethically and with integrity when decision-making
• Maintain confidentiality of private or sensitive information
• Multi-task and handle competing priorities; adapt and be flexible in a complex changing environment
• Keep an open mind, consider unique approaches and be open to change and considerable variety in the workplace
• Professional, polished, poised and positive demeanor
• Share knowledge and mentor others
Preferred Education Specifics
Degree in Business, insurance, or related field
Preferred Experience
• P&C industry experience
Preferred Licenses/Certifications
Chartered Property Casualty Underwriter (CPCU); Certificate of General Insurance (INS); Associate in Insurance Production (AIP)
Preferred Knowledge
• Broad working knowledge of retail underwriting products and insurance concepts
• Broad working knowledge of Microsoft Office Suite
• Broad working knowledge of underwriting processes and procedures
• Broad working knowledge of laws and regulations related to area of responsibility
• Broad knowledge of risk profiling, pricing tools and loss models
• Retail underwriting business acumen
QBE Cultural DNA
Everything we do at QBE is underpinned by our DNA (which interlinks seven cultural elements) - because we know it's not just what we do that matters, it's how we do it that makes the difference. We expect all employees to role model and inspire the right behaviours that link to our cultural elements:
• We are customer-centred
• We are technical experts
• We are diverse
• We are fast-paced
• We are courageous
• We are accountable
• We are a teamAll employees are expected to adhere to QBE's Code of Ethics and Conduct and apply sound risk management practices
US Only - Travel Frequency
Occasional (approximately 5-10 trips annually)
US Only - Physical Demands
General office jobs: Work is generally performed in an office environment in which there is not substantial exposure to adverse environmental conditions. Must have the ability to remain in a stationary position for extended periods of time. Must be able to operate basic office equipment including telephone, headset and computer. Incumbent must be able to lift basic office equipment up to 20 lbs.
US Only - Disclaimer
To successfully perform this job, the individual must be able to perform each essential job responsibility satisfactorily. Reasonable accommodations may be made to enable an individual with disabilities to perform the essential job responsibilities.
Job Type
Individual Contributor
Global Disclaimer
The duties listed in this job description do not limit the assignment of work. They are not to be construed as a complete list of the duties normally to be performed in the position or those occasionally assigned outside an employee's normal duties. Our Group Code of Ethics and Conduct addresses the responsibilities we all have at QBE to our company, to each other and to our customers, suppliers, communities and governments. It provides clear guidance to help us to make good judgement calls.
How to Apply:
To submit your application, click "Apply" and follow the step by step process.
Equal Employment Opportunity:
QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.
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