Senior Credit Officer, Corporate Finance

Overview

A Senior Credit Officer who has expertise onCorporate Finance especially for US subsidiaries owned by Japanese or Asian parent companies. Business fluency in Japanese is preferred.

The Credit Department maintains sound credit management activities liaising where appropriate/necessary with various other departments including Risk (RMDAD) and Legal (PDAD) to approve or disapprove and guide specific customer transactions and credit ratings, and monitoring of portfolio coverage, in accordance with regulatory requirements and SMBC approval authorities, policies and procedures.

Sr Credit Officer makes credit recommendations and decisions on complex credit transactions primarily for Corporate and Structured Finance across the Americas and under various products and industry sectors and reporting to a Group Head. This position is a technical expert and a reliable, knowledgeable resource without supervisory responsibilities but trains/educates more junior analysts. Limited delegated approval authority is in place.

Responsibilities

• Conduct required analysis of various credit risk elements for new and existing transactions for corporate credits and structured finance in coordination with Front Office and senior management including approval authorities.

• Maintains communication with senior managers in Front Office to ensure credit standards/policies are fully understood.

• Manages research and analysis of client's financial performance, continuous monitoring of events and strength of credit portfolio.

• Closely monitors relevant market indices as well as industry developments.

• Participates in the preparation of monthly/quarterly reviews of borrowers, sectors and products to track compliance and identify and raise any potential credit concerns to appropriate business teams.

• Participates in deal and credit approval process, ensures appropriate communication with all relevant parties, and adherence to credit policies and approval authorities.

• Engages in restructuring and/or workout process to protect the Bank's assets and maximize recovery.

• Guides and supports business lines, product groups, examination function, legal and risk management function on high level credit and risk related issues.

• Prepares information for internal Bank meetings.

• Monitor an assigned portfolio and promptly report on key events (i.e. downgrades, event of default, dtc.) to management.

• Undertake other related tasks and projects as required and assigned.

Qualifications

• Expert knowledge and market practices in specialization of Corporate Finace especially for US subsidiaries owned by Japanese or Asian parent companies.

• Strong knowledge of credit and risk principles including corporate finance, securitization, ABL, supply chain finance, ARP, lease finance, and accounting.

• Strong knowledge of bank products and credit structure across all lines of business.

• Strong understanding of SMBC's credit philosophy and risk appetite.

• Strong knowledge of the Bank's structure, policies and procedures. regulatory requirements.

• Good knowledge of the market and industry trends.

• Strong financial modeling and analytical skills; detail oriented.

• Strong organizational skills; ability to prioritize work and manage time effectively.

• Strong communication skills.

• Business fluency in Japanese is preferred

Job Locations US-NY-New York

Posting Date 2 weeks ago (7/6/2022 12:27 PM)

Career Category Credit / Credit Risk

iCIMS ID 2022-11569

Corporate Title VP

Type Fulltime-Regular (Exempt/Non-Exempt)

SMBC is an EO employer M/F/Veteran/Disability