West Des Moines, IA

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

About this role:

Wells Fargo is seeking a Lead Credit Risk Officer in Auto Originations Risk as a part of Independent Risk Management. Learn more about the career areas and lines of business at wellsfargojobs.com .

In this role, you will:

• Recommend strategy/process/policy improvements relevant for all credit risk originations teams based on analysis, regulatory requirements, and business partner initiatives to Senior Management and business partners
• Identify and execute against strategic opportunities to support the ongoing refinement of credit policy and business operational efficiency
• Collaborate with internal business partners to ensure flawless data process, analysis, and accurate credit strategy implementation
• Represent Originations Risk Strategy as a subject matter expert on various cross-functional project teams

• Lead complex initiatives including those that are cross-functional with broad impact and act as key participant in driving the company credit culture, desire, and business performance for Credit Risk
• Review and analyze complex strategies, programs, and policies with a direct and significant impact on credit risk appetite and culture
• Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
• Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics
• Recommend strategy/process/policy improvements relevant for all credit risk originations teams based on analysis, regulatory requirements, and business partner initiatives to Senior Management and business partners
• Identify and execute against strategic opportunities to support the ongoing refinement of credit policy and business operational efficiency
• Collaborate with internal business partners to ensure flawless data process, analysis, and accurate credit strategy implementation
• Act as an Originations Risk subject matter expert on various cross-functional project teams

Required Qualifications, US:

• 5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 3+ years credit risk, finance, or credit portfolio management experience with a consumer lending product, auto highly preferred
• SAS programming experience or experience with other programming languages such as R or Python
• Proven statistical analysis capabilities, and experience creating large analytical datasets
• Exceptional problem solving and project management skills
• Excellent communication skills, both verbal and written, with experience delivering presentations
• Ability to effectively manage multiple priorities and timelines
• Proficiency with MS Office Suite
• Master's degree in a quantitative discipline such as Economics, Engineering, Mathematics, etc.

Posting Locations:

• 401 S Tryon St. - Charlotte, NC 28202
• 1445 Ross Ave. - Dallas, TX, 75202
• 600 S 4th St. - Minneapolis, MN 55415
• 1150 W Washington St. - Tempe, AZ 85281
• 7001 Westown Pkwy. - West Des Moines, IA 50266
• 2200 Concord Pike - Wilmington, DE 19803

Preferred location(s) listed above. Other locations within the Wells Fargo footprint may be considered for current Wells Fargo employees.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.